Joseph Firschein

Joseph Firschein is Associate Director at the Federal Reserve Board of Governors in the Division of Consumer and Community Affairs (DCCA). Over his career at the Fed, he has served in several leadership roles, including leading the Federal Reserve Board’s community development function and leading teams responsible for developing and implementing bank supervision policies. He currently leads three Federal Reserve Board policy and bank supervision areas: 1) the Community Reinvestment Act (CRA) team that is responsible for developing and implementing CRA regulations to support bank lending, investment, and services in low- and moderate-income communities; 2) the Mergers and Acquisitions (M&A) team that analyzes prospective mergers and acquisitions and makes recommendations to Board members on bank merger applications; and 3) the Supervisory Policy and
Outreach (SPO) team that analyzes potential changes in supervisory policy related to consumer supervision, provides guidance to Fed examiners and banks on policy changes, and conducts outreach to industry and consumer organizations on emerging supervisory policy issues.

Prior to joining the Federal Reserve Board, Joseph served as a Director in Fannie Mae’s Housing and Community Development Division where he managed the business segment responsible for financing Community Development Financial Institutions (CDFIs). Prior to joining Fannie Mae, Joseph oversaw investments in CDFIs at the U.S. Treasury Department CDFI Fund. Joseph also served as lead community development analyst at the U.S. Office of Management and Budget (OMB). Joseph has served as a board member of several nonprofit community development and policy organizations and is an adjunct professor at George Washington University, where he teaches courses on community development and banking policy. Joseph has an MBA in Finance from the University of Maryland, Robert H. Smith School of Business; a Master in Public Policy (MPP) from the University of California, Berkeley, Goldman School of Public Policy; and a B.A. in Psychology from Stanford University.